Exclusive Platform for Mission-Driven Lenders

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Our fintech platform connects our contractors with the low interest rate business and consumer loans provided by CDFIs and credit unions.

GenerEdge offers lenders access to our  14,000 vetted contractors who need business and home improvement loans.

Nonprofit
Lenders

Providing market and below market interest rate loans with no dealer fees

Broad Credit Profiles

Catering to a full spectrum of credit profiles, making financing accessible to a more equitable audience

Vetted Contractors

Growing the marketplace for home improvement loans for the customers of our 14,000 vetted contractors

Lender Collaboration

Offering a hub strategy for  nonprofit lenders to expand their lending capacity while limiting technology upgrades and costs

Leadership In Inclusive Lending

GenerEdge principals are advocates who have championed solutions for community and economic development with decades of experience with financial services and LIDAC communities. 

GenerEdge and Finturf, a nationwide point-of-sale (“POS”) lending platform, are partners in providing CDFIs and credit unions automated financing platforms for home improvement and business loans. 

What We Do

We are building a national network of nonprofit lenders to link with our contractors nation-wide, offering them access to low interest rate business loans and personal loans for  their customers.

Our lending platform connects vetted contractors and their customers with low-cost financing from nonprofit lenders for installing home improvement and energy-saving systems such as insulated roofs, heat pumps for HVAC and hot water, impact windows and solar.

Expand Your Business Lending

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Contractors often face significant upfront costs and delayed payment terms, creating cash flow gaps that can be bridged through various financing options.

Home improvement projects often fluctuate seasonally, with higher demand in spring and summer. Contractors may need a loan to prepare for busy seasons by hiring additional staff, increasing inventory, or upgrading equipment.

The lower-cost working capital, equipment, inventory and invoice financing provided by mission-driven lenders would be welcomed by our 14,000 contractors.

Our Contractors Send You Borrowers

Contractor-initiated loans are a low-cost way to grow your loan portfolios

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Picture our contractors at the kitchen table in front of customers who are ready to purchase products like heat pumps, solar, and energy-efficient  windows and solar panels.

Our contractors grow their business using our sales tool that offers instantly available, low-cost financing options for their customers.

Residential contractors are key accelerators in deploying home improvement upgrades and clean energy savings systems.

Contractors and Workforce

We partner with our contractors, onboard new contractors, offer training and support, including updates on the IRA & Justice 40 markets and the business tax incentives under the IRA.

We support a lender’s workforce development efforts with customized training that accommodates lenders initiating contractor inventories or maintaining existing contractor inventories.

Grow Your Loan Portfolio Using Our Free Technology

Our fintech platform can connect our contractors to you free of charge.

GenerEdge Loan Platform

GenerEdge is a cloud-based  platform, with a user-friendly dashboard, reporting tools and 24/7 tech support

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Instant Loan Approval

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Property Ownership Verification

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Income
Verification

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Compliance &
Risk Management

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Project
Verification

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Automated
Underwriting

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Construction Loan Management

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Complaint
Management

Platform for CDFIs and Credit Unions

Turnkey POS Financing

Tools for in-house Point of Sale financing with loan processing, underwriting, and loan funding.

Full Performance Reporting

User-friendly dashboard allows contractors and lenders to filter by pending, approved, and rejected requests.

Contractor Onboarding

Dedicated team onboards new contractors, offers one-on-one training and ongoing support. Contractors are equipped with knowledge about IRA incentives and rebates.

Lender Advantages

Lenders can obtain POS financing leads without the need to increase marketing spend. Instead, the lender platform offers optimized lead generation algorithms with integrations, screening metrics and smart forms. 

Meet the Team

Tracey Wiseman

CEO

STephen pool

CIO

Steve Wiseman

CMO

isaac hunter

cto