/* ==========================================================================
   GenerEdge — site styles
   Brand: forest #104C2F / deep #08281A / green #0D843D (WCAG-AA adjusted from brand #0E9143) / glow #4CD787
   ========================================================================== */

:root{
  --forest:#104C2F;
  --forest-deep:#08281A;
  --green:#0D843D;
  --green-dark:#0A6B31;
  --glow:#4CD787;
  --ink:#131C17;
  --muted:#4A5A51;          /* darkened from #5B6C62 for AA contrast on --stone */
  --stone:#F2F5F2;
  --rule:#DDE4DE;           /* decorative dividers only — exempt from 1.4.11 */
  --field:#767E79;          /* form control borders: 4.17:1 on white, clears AA */
  --paper:#FFFFFF;
  --danger:#A3121F;

  --display:"Archivo", system-ui, -apple-system, "Segoe UI", sans-serif;
  --text:"Figtree", system-ui, -apple-system, "Segoe UI", sans-serif;
  --dw:800;
  --dtrack:-0.025em;

  --t-body:19px;
  --t-lead:22px;
  --t-h3:26px;
  --t-h2:clamp(32px,3.6vw,46px);
  --t-h1:clamp(40px,5.6vw,72px);
  --wrap:1180px;
  --r:14px;
}

*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;background:var(--stone);color:var(--ink);font-family:var(--text);font-size:var(--t-body);line-height:1.6;-webkit-font-smoothing:antialiased}
h1,h2,h3,h4{font-family:var(--display);font-weight:var(--dw);letter-spacing:var(--dtrack);line-height:1.1;margin:0}
p{margin:0}
img{max-width:100%;height:auto;display:block}
a{color:inherit;text-decoration:none}
:focus-visible{outline:3px solid var(--green);outline-offset:3px;border-radius:3px}
.sec--dark :focus-visible,.hero :focus-visible,.foot :focus-visible{outline-color:var(--glow)}
.wrap{max-width:var(--wrap);margin:0 auto;padding:0 28px}
.vh{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap;border:0}
@media(prefers-reduced-motion:reduce){*{animation:none!important;transition:none!important}html{scroll-behavior:auto}}

/* skip link */
.skip{position:absolute;left:-9999px;top:0;z-index:999;background:var(--green);color:#fff;padding:12px 20px;font-weight:700;border-radius:0 0 8px 0}
.skip:focus{left:0}

/* ============ site chrome ============ */
.site{background:var(--paper)}
.nav{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.94);backdrop-filter:blur(10px);border-bottom:1px solid var(--rule)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;gap:24px;padding-top:14px;padding-bottom:14px}
.nav img{height:42px;width:auto}
.logotext{font-family:var(--display);font-size:25px;font-weight:800;color:var(--forest);display:inline-flex;align-items:center}
.navlinks{display:flex;gap:28px;align-items:center;font-size:17px;font-weight:600}
.navlinks a[aria-current="page"]{color:var(--green)}

/* mobile nav */
.navtoggle{display:none;background:none;border:2px solid var(--rule);border-radius:8px;padding:9px 11px;cursor:pointer;color:var(--forest);align-items:center;gap:8px;font-family:var(--text);font-weight:700;font-size:15px}
.navtoggle svg{display:block}
@media(max-width:900px){
  .navtoggle{display:inline-flex}
  .navlinks{position:absolute;left:0;right:0;top:100%;background:var(--paper);border-bottom:1px solid var(--rule);flex-direction:column;align-items:stretch;gap:0;padding:8px 28px 20px;box-shadow:0 18px 30px rgba(8,40,26,.10)}
  .navlinks[hidden]{display:none}
  .navlinks a:not(.btn){padding:14px 0;border-bottom:1px solid var(--rule);font-size:18px}
  .navlinks a.btn{margin-top:16px;justify-content:center}
}

.btn{display:inline-flex;align-items:center;justify-content:center;font-family:var(--text);font-weight:700;font-size:18px;padding:16px 30px;border-radius:8px;border:2px solid transparent;line-height:1.2;cursor:pointer;transition:transform .18s ease, background .18s ease}
.btn:hover{transform:translateY(-2px)}
.btn--solid{background:var(--green);color:#fff;box-shadow:0 8px 22px rgba(14,145,67,.28)}
.btn--solid:hover{background:var(--green-dark)}
.btn--light{background:#fff;color:var(--forest)}
.btn--light:hover{background:var(--glow);color:var(--forest-deep)}
.btn--ghost{border-color:rgba(255,255,255,.6);color:#fff}
.btn--ghost:hover{background:rgba(255,255,255,.14)}
.btn--out{border-color:var(--forest);color:var(--forest);background:transparent}
.btn--out:hover{background:var(--forest);color:#fff}
.btn--sm{font-size:16px;padding:11px 20px}

/* ============ hero ============ */
.hero{position:relative;background:var(--forest-deep);color:#fff;overflow:hidden}
.hero__bg{position:absolute;inset:0;background:
  radial-gradient(900px 500px at 78% 12%, rgba(76,215,135,.20), transparent 62%),
  radial-gradient(700px 480px at 8% 92%, rgba(14,145,67,.30), transparent 60%);}
.hero .wrap{position:relative;padding-top:104px;padding-bottom:104px;display:grid;grid-template-columns:minmax(0,1.08fr) minmax(0,.92fr);gap:60px;align-items:center}
.kicker{display:inline-block;font-size:17px;font-weight:700;color:var(--forest-deep);background:var(--glow);padding:8px 16px;border-radius:999px;margin-bottom:26px}
.kicker--light{background:rgba(14,145,67,.12);color:var(--forest)}
.hero h1{font-size:var(--t-h1);max-width:15ch}
.hero__sub{font-size:var(--t-lead);margin-top:26px;max-width:52ch;color:#DDECE3}
.hero__cta{display:flex;gap:14px;flex-wrap:wrap;margin-top:38px}
@media(max-width:960px){.hero .wrap{grid-template-columns:1fr;padding-top:70px;padding-bottom:70px}}

/* animated loan file card */
.filecard{background:rgba(255,255,255,.07);border:1px solid rgba(255,255,255,.2);border-radius:18px;padding:26px;backdrop-filter:blur(8px)}
.filecard__h{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:22px}
.filecard__h b{font-family:var(--display);font-size:19px;font-weight:700}
.filecard__h span{font-size:14px;color:#A9CFBB}
.stage{display:flex;gap:14px;align-items:flex-start;padding:13px 0;opacity:.35;animation:pop .5s ease forwards}
.stage:nth-of-type(1){animation-delay:.25s}
.stage:nth-of-type(2){animation-delay:1.15s}
.stage:nth-of-type(3){animation-delay:2.05s}
@keyframes pop{to{opacity:1}}
.dot{flex:0 0 auto;width:26px;height:26px;border-radius:50%;border:2px solid rgba(255,255,255,.45);display:grid;place-items:center;font-size:13px;font-weight:700;margin-top:2px}
.stage--done .dot{background:var(--glow);border-color:var(--glow);color:var(--forest-deep)}
.stage p{font-size:15px;color:#C2DACE;margin-top:2px}
.stage b{font-size:17px;font-weight:600;display:block}
.filecard__bar{height:6px;border-radius:99px;background:rgba(255,255,255,.16);margin-top:18px;overflow:hidden}
.filecard__bar i{display:block;height:100%;width:0;background:linear-gradient(90deg,var(--green),var(--glow));animation:fill 2.6s cubic-bezier(.4,0,.2,1) .3s forwards}
@keyframes fill{to{width:100%}}
/* Cancelling an animation strands whatever it was animating FROM: .stage would
   stay at opacity .35 (2.0:1 text) and the bar at width 0. Restate the resting
   state here — after the rules above, so it wins on source order. */
@media(prefers-reduced-motion:reduce){
  .stage{opacity:1}
  .filecard__bar i{width:100%}
}

/* ============ stats band ============ */
.stats{background:var(--forest)}
.stats .wrap{padding:44px 28px;display:grid;grid-template-columns:repeat(4,1fr);gap:28px}
.stat b{font-family:var(--display);font-size:clamp(30px,3.6vw,46px);font-weight:var(--dw);color:var(--glow);display:block;line-height:1;letter-spacing:-.03em}
.stat span{display:block;margin-top:10px;color:#DCEDE4;font-size:16px;font-weight:500;line-height:1.4}
@media(max-width:760px){.stats .wrap{grid-template-columns:1fr 1fr;gap:24px}}

/* ============ generic sections ============ */
.sec{padding:96px 0}
.sec--stone{background:var(--stone)}
.sec--white{background:var(--paper)}
.sec--dark{background:var(--forest-deep);color:#fff}
.sec h2{font-size:var(--t-h2)}
.lead{font-size:var(--t-lead);color:var(--muted);max-width:62ch;margin-top:18px}
.sec--dark .lead{color:#CBE0D4}
.head{margin-bottom:52px;max-width:70ch}

/* statement */
.statement{text-align:center;max-width:940px;margin:0 auto}
.statement p{font-family:var(--display);font-weight:var(--dw);font-size:var(--t-h2);line-height:1.22;letter-spacing:var(--dtrack)}
.statement p+p{margin-top:12px}
.statement p:last-child{color:var(--green)} /* large display text: 4.36:1 on stone clears the 3:1 large-text threshold */

/* two col */
.two{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:64px;align-items:center}
@media(max-width:900px){.two{grid-template-columns:1fr;gap:36px}}
.body p{margin-bottom:20px;max-width:60ch}
.body p:last-child{margin-bottom:0}

/* step path */
.path{display:grid;grid-template-columns:repeat(3,1fr);gap:30px;position:relative;padding-top:70px}
.path::before{content:"";position:absolute;top:25px;left:calc((100% - 60px)/6);right:calc((100% - 60px)/6);height:3px;transform:translateY(-50%);background:linear-gradient(90deg,var(--green),var(--glow))}
.step{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:30px 28px;position:relative;box-shadow:0 2px 0 rgba(16,76,47,.05)}
.step__n{position:absolute;top:-70px;left:50%;transform:translateX(-50%);width:42px;height:42px;border-radius:50%;background:var(--forest);color:#fff;font-family:var(--display);font-weight:700;font-size:19px;display:grid;place-items:center;border:4px solid var(--stone)}
.step h3{font-size:var(--t-h3);margin-bottom:10px}
.step p{color:var(--muted);font-size:18px}
@media(max-width:900px){.path{grid-template-columns:1fr;gap:58px;padding-top:60px}.path::before{display:none}.step__n{top:-60px;left:28px;transform:none}}

/* compare */
.cmp{display:grid;grid-template-columns:1fr;gap:24px;max-width:780px;margin:0 auto}
.card{border-radius:var(--r);padding:40px 38px}
.card--them{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.18)}
.card--us{background:linear-gradient(160deg,rgba(76,215,135,.16),rgba(14,145,67,.06));border:2px solid var(--glow);box-shadow:0 20px 50px rgba(0,0,0,.28)}
.card h3{font-size:var(--t-h3);margin-bottom:24px}
.card--them h3{color:#B6CCBF}
.card--us h3{color:var(--glow)}
.card dt{font-weight:700;font-size:19px;color:#AFC8BC;margin-top:26px}
.card dt:first-of-type{margin-top:0}
.card dd{margin:7px 0 0;font-size:24px;line-height:1.4}
.card--us dd{color:#fff}
@media(max-width:760px){.card{padding:28px 24px}.card dd{font-size:21px}}

/* fee chart */
.fees{display:grid;gap:14px;margin-top:14px}
.fee{display:grid;grid-template-columns:minmax(150px,260px) 1fr auto;gap:22px;align-items:center;padding:16px 0;border-bottom:1px solid var(--rule)}
.fee:last-child{border-bottom:0}
.fee__label{font-size:18px;font-weight:600}
.fee__track{height:16px;background:var(--stone);border-radius:99px;overflow:hidden}
.fee__track i{display:block;height:100%;border-radius:99px;background:linear-gradient(90deg,var(--forest),var(--green));width:var(--w);transition:width 1.1s cubic-bezier(.4,0,.2,1)}
/* With script available, start at zero so the bar grows into view. */
.js .fees:not(.is-in) .fee__track i{width:0}
.fee__pct{font-family:var(--display);font-size:26px;font-weight:var(--dw);font-variant-numeric:tabular-nums;color:var(--forest);min-width:88px;text-align:right}
@media(max-width:700px){.fee{grid-template-columns:1fr auto;gap:10px}.fee__track{grid-column:1/-1}}

/* icon cards grid */
.grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}
.grid2{display:grid;grid-template-columns:repeat(2,1fr);gap:22px}
@media(max-width:900px){.grid3,.grid2{grid-template-columns:1fr}}
.ic{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:30px 28px;transition:transform .2s ease,box-shadow .2s ease}
.ic:hover{transform:translateY(-4px);box-shadow:0 14px 34px rgba(16,76,47,.11)}
.ic__i{width:52px;height:52px;border-radius:12px;background:rgba(14,145,67,.10);display:grid;place-items:center;margin-bottom:18px}
.ic h3{font-size:21px;margin-bottom:8px}
.ic p{color:var(--muted);font-size:17px}
.sec--dark .ic{background:rgba(255,255,255,.055);border-color:rgba(255,255,255,.16)}
.sec--dark .ic p{color:#C2DACE}
.sec--dark .ic__i{background:rgba(76,215,135,.16)}

/* viz holder */
.viz{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:32px}
.sec--dark .viz{background:rgba(255,255,255,.05);border-color:rgba(255,255,255,.16)}

/* faq */
.faq{border-top:1px solid var(--rule)}
.faq details{border-bottom:1px solid var(--rule)}
.faq summary{cursor:pointer;list-style:none;padding:24px 0;font-family:var(--display);font-size:21px;font-weight:700;display:flex;justify-content:space-between;gap:20px;align-items:center}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";color:var(--green);font-size:30px;font-weight:400;line-height:1}
.faq details[open] summary::after{content:"\2013"}
.faq p{padding:0 0 26px;color:var(--muted);max-width:75ch}

/* people */
.people{display:grid;grid-template-columns:1fr 1fr;gap:26px}
@media(max-width:760px){.people{grid-template-columns:1fr}}
/* Portrait beside the bio rather than a full-width banner above it, so the
   photos read as headshots instead of dominating the card. */
.person{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:26px 28px;display:flex;gap:22px;align-items:flex-start}
.person__img{flex:0 0 auto;width:112px;height:112px;border-radius:50%;background:var(--forest);overflow:hidden}
.person__img img{width:100%;height:100%;object-fit:cover;object-position:center 22%}
.person__b{min-width:0}
@media(max-width:420px){.person{flex-direction:column;gap:16px}}
.person__b h3{font-size:24px}
.person__b em{font-style:normal;color:var(--green);font-weight:600;font-size:16px;display:block;margin:4px 0 12px}
.person__b p{color:var(--muted);font-size:17px}

/* quote */
.quote{max-width:900px;margin:0 auto;text-align:center}
.quote blockquote{margin:0;font-family:var(--display);font-weight:var(--dw);font-size:clamp(26px,3.1vw,40px);line-height:1.24;letter-spacing:var(--dtrack)}
.quote cite{display:block;margin-top:26px;font-style:normal;font-size:17px;color:var(--glow);font-weight:600}

/* stack badges */
.stack{display:grid;grid-template-columns:repeat(3,1fr);gap:20px;margin-top:34px}
@media(max-width:800px){.stack{grid-template-columns:1fr}}
.badge{border:1px solid rgba(255,255,255,.2);border-radius:12px;padding:24px;background:rgba(255,255,255,.05)}
.badge b{font-family:var(--display);font-size:19px;display:block;margin-bottom:8px}
.badge p{color:#C2DACE;font-size:17px}
.badge small{display:block;margin-top:10px;font-size:14px;color:#9CC3AE;line-height:1.45}

/* ============ forms ============ */
.form{background:#fff;border:1px solid var(--rule);border-radius:var(--r);padding:34px}
.form h3{font-size:26px;margin-bottom:6px}
.form__intro{color:var(--muted);font-size:17px;margin-bottom:24px}
.fgrid{display:grid;grid-template-columns:1fr 1fr;gap:16px}
@media(max-width:640px){.fgrid{grid-template-columns:1fr}}
.f{display:block;margin-bottom:16px}
.f>span{display:block;font-size:16px;font-weight:600;margin-bottom:7px}
.f .req{color:var(--danger);font-weight:700}
.f input,.f select,.f textarea{width:100%;font-family:var(--text);font-size:18px;padding:14px 15px;border:2px solid var(--field);border-radius:8px;background:#fff;color:var(--ink)}
.f input:focus,.f select:focus,.f textarea:focus{border-color:var(--green);box-shadow:0 0 0 3px rgba(14,145,67,.18)}
.f input[aria-invalid="true"],.f select[aria-invalid="true"],.f textarea[aria-invalid="true"]{border-color:var(--danger)}
/* Wins over the [aria-invalid] rule above, so a focused invalid field still
   shows focus. Never replace this outline with a low-contrast halo. */
.f input:focus-visible,.f select:focus-visible,.f textarea:focus-visible{outline:3px solid var(--green);outline-offset:2px}
.err{display:block;color:var(--danger);font-size:15px;font-weight:600;margin-top:6px}
/* Same reason as .form__status below: these carry role="alert", and a live
   region has to be in the accessibility tree before its content changes.
   Collapse the empty box instead of removing the element. */
.err:empty{margin-top:0}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:15px;color:var(--muted);margin:8px 0 22px;line-height:1.5}
.consent input{margin-top:4px;width:20px;height:20px;flex:0 0 auto}
.form__status{margin-top:16px;font-size:17px;font-weight:600;border-radius:8px;padding:14px 16px}
.form__status:empty{padding:0;margin:0;background:none}
.form__status[data-state="ok"]{background:rgba(14,145,67,.10);color:var(--forest)}
.form__status[data-state="err"]{background:rgba(163,18,31,.08);color:var(--danger)}
.hp{position:absolute;left:-9999px;width:1px;height:1px;overflow:hidden}

/* contact split */
.split{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,1.05fr);gap:52px;align-items:start}
@media(max-width:900px){.split{grid-template-columns:1fr;gap:36px}}
.photo{border-radius:var(--r);overflow:hidden;position:relative;background:var(--forest)}
.photo img{width:100%;aspect-ratio:16/11;object-fit:cover;mix-blend-mode:luminosity;opacity:.85}
.photo::after{content:"";position:absolute;inset:0;background:linear-gradient(180deg,rgba(8,40,26,.15),rgba(8,40,26,.65));pointer-events:none}

/* cta */
.cta{background:linear-gradient(140deg,var(--forest),var(--forest-deep));color:#fff;border-radius:20px;padding:64px 56px;text-align:center;position:relative;overflow:hidden}
.cta h2{font-size:var(--t-h2);max-width:20ch;margin:0 auto}
.cta p{font-size:var(--t-lead);color:#CFE5D9;max-width:54ch;margin:20px auto 0}
.cta .btn{margin-top:34px}
.cta small{display:block;margin-top:18px;font-size:16px;color:#A9CFBB}
@media(max-width:640px){.cta{padding:44px 26px}}

/* ============ legal / prose pages ============ */
.prose{max-width:78ch;margin:0 auto}
.prose h2{font-size:30px;margin:48px 0 14px}
.prose h2:first-of-type{margin-top:0}
.prose h3{font-size:21px;margin:30px 0 10px}
.prose p{margin-bottom:18px;color:#28352E}
.prose ul{margin:0 0 20px;padding-left:22px;color:#28352E}
.prose li{margin-bottom:9px}
.prose a{color:var(--green);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.prose .meta{color:var(--muted);font-size:17px;margin-bottom:34px;padding-bottom:20px;border-bottom:1px solid var(--rule)}
.toc{background:var(--stone);border:1px solid var(--rule);border-radius:var(--r);padding:24px 28px;margin-bottom:44px}
.toc h2{font-size:18px;font-family:var(--text);margin:0 0 12px;letter-spacing:0}
.toc ol{margin:0;padding-left:20px;columns:2;column-gap:34px}
@media(max-width:700px){.toc ol{columns:1}}
.toc li{margin-bottom:7px;font-size:16px}
.toc a{color:var(--forest);text-decoration:none;font-weight:600}
.toc a:hover{text-decoration:underline}

/* ============ footer ============ */
.foot{background:var(--forest-deep);color:#fff;padding:60px 0 34px}
.foot .cols{display:grid;grid-template-columns:2fr 1fr 1fr 1.2fr;gap:40px}
@media(max-width:900px){.foot .cols{grid-template-columns:1fr 1fr}}
@media(max-width:600px){.foot .cols{grid-template-columns:1fr}}
.foot h2{font-family:var(--text);font-size:16px;font-weight:700;color:var(--glow);margin-bottom:14px;letter-spacing:0}
.foot li{list-style:none;margin-bottom:9px;font-size:17px;color:#CFE5D9}
.foot ul{padding:0;margin:0}
.foot a:hover{color:var(--glow);text-decoration:underline}
.foot address{font-style:normal;font-size:17px;color:#CFE5D9;line-height:1.7}
.foot .disc{margin-top:40px;padding-top:26px;border-top:1px solid rgba(255,255,255,.14);font-size:15px;color:#A9CFBB;max-width:80ch}

/* A button that has to read as body-copy text: used for "Cookie settings",
   which performs an action and so must not be a link. */
.linkish{background:none;border:0;padding:0;font:inherit;color:inherit;cursor:pointer;text-align:left}
.foot .linkish:hover{color:var(--glow);text-decoration:underline}
/* In body copy it has to look like the real links beside it, or the one
   interactive word in the paragraph is the only one that looks inert. */
.prose .linkish{color:var(--green);font-weight:600;text-decoration:underline;text-underline-offset:3px}
.prose .linkish:hover{color:var(--green-dark)}
/* The submit button stays focusable while sending — `disabled` would drop the
   visitor's focus to <body> mid-request — so it is dimmed rather than disabled.
   The `sending` guard in site.js is what prevents a double submit. */
.btn[aria-disabled="true"]{opacity:.6;cursor:progress}
.btn[aria-disabled="true"]:hover{transform:none}

/* reveal */
.js .rv{opacity:0;transform:translateY(18px);transition:opacity .6s ease,transform .6s ease}
.js .rv.is-in{opacity:1;transform:none}
@media(prefers-reduced-motion:reduce){.js .rv{opacity:1;transform:none}}

/* ============ cookie consent ============ */
.cc{position:fixed;left:0;right:0;bottom:0;z-index:500;background:var(--forest-deep);color:#fff;border-top:3px solid var(--glow);box-shadow:0 -10px 40px rgba(0,0,0,.3)}
.cc[hidden]{display:none}
.cc .wrap{display:flex;gap:28px;align-items:center;justify-content:space-between;padding:22px 28px;flex-wrap:wrap}
.cc p{font-size:16px;color:#DDECE3;max-width:70ch;line-height:1.55}
.cc p a{color:var(--glow);text-decoration:underline;text-underline-offset:3px;font-weight:600}
.cc__actions{display:flex;gap:12px;flex-wrap:wrap}
.cc__actions .btn{font-size:16px;padding:12px 22px}
@media(max-width:700px){.cc .wrap{flex-direction:column;align-items:stretch;gap:18px}.cc__actions .btn{flex:1}}

/* 404 */
.e404{text-align:center;max-width:60ch;margin:0 auto;padding:120px 0}
.e404 b{font-family:var(--display);font-size:88px;color:var(--glow);display:block;line-height:1}